【Advantages of the Banking Operations Database】

1. Rationality: Enhancing the escort phase to reasonably reduce traditional cash-in-transit costs.

2. Timeliness: Ensure that branch cash operations are conducted on schedule. Enhance the bank team’s work environment and reduce unnecessary overtime to 23 hours per day.

3. Safety factor, multi-factor authentication, and advanced acoustic-frequency anti-theft technology ensure a robust lifecycle for the safe deposit box project. 5. Controllability is expected.

4. Identifiability: Implement a meticulous and thorough data visualization workflow throughout the entire process to prevent insider theft.

5. Compliance: A data center design that adheres to electrical safety standards, incorporating multiple physical and electronic safety safeguards to ensure full accountability for assets.

6. Environmental performance: green and eco-friendly, with rational reduction in the use of transport vehicles.

7. Compatibility mode for better connectivity with the bank’s current service platform, enabling multi-system integration.

In recent years, driven by technological advances in the financial sector, online payments have become the prevailing transaction norm, digital currencies are being gradually rolled out, and the industry is embarking on a path of intelligent innovation. At the same time, bank branches face dwindling cash reserves, while traditional cash-in-transit methods for managing surplus funds remain in use—yet these approaches, subject to constraints such as transportation conditions, weather, and human error, often fail to meet banks’ operational-hour requirements. The high operating costs and substantial pressure on frontline staff associated with daily centralized physical cash delivery have long been persistent challenges for banks.

On April 23, 2021, the Ministry of Public Security promulgated the “Bank Security Prevention Requirements” (GA38-2021), which was announced to take effect on September 1, 2021. This standard emphasizes that “cash-loading rooms and all types of bank self-service facilities and teller stations shall not be used to substitute for the secure storage of business inventory, including foreign-currency cash, precious metals, valuable customs declaration documents, and other high-value items, at the end of banking operations.” It further stipulates that, upon completion of branch operations, all cash and other valuable items must be securely stored in designated business vaults that meet prescribed security and structural standards. These provisions provide policy support for the construction of bank branches in compliance with the new standards for Class III and Class IV business vaults.

Under these circumstances, the banking industry has gradually begun to explore a new cash management mechanism.

Adhering steadfastly to the “Bank Security Prevention Requirements” (GA38-2021) and relevant technical standards as guiding principles, and upholding scientific rigor and reliability as core tenets, we have fully addressed the practical application needs of banks by launching an intelligent bank vault management solution. Leveraging multimodal biometric authentication integrated with a comprehensive supervision platform, this solution enables multi-modal identity verification, intelligent networked surveillance, and remote on-duty security systems, thereby ensuring the secure storage of critical assets such as branch safes, seals, and transaction documents and vouchers, as well as end-to-end control over storage processes and physical operations. The solution effectively safeguards both the physical security and regulatory oversight of safe deposit boxes, while also reducing operational costs.